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What is Covered?
The Index
Good pasture availability. Represents above the 70th percentile of pasture conditions over time. This is above normal and stable pasture condition
What Animals Are Covered
Who Can Insure:
Any person shall be eligible for coverage under this Policy provided that at the date of application:
• They own the insurable livestock
• Their premium is fully paid
Note that during a payout, payment will be made based on the weather division where you are insured, not the current location of your herd.
Conditions For The Payouts To Be Made
Insured pastoralists are not always paid when there is a drought. They are only paid
when a drought is so severe, that the amount of available pasture falls within the
20th percentile. Pastoralists who have not paid premiums are not covered by the
Takaful Livestock Cover, and will not receive payments, even during severe drought.